Sunday, March 25, 2007

Time Value of Money

“Even as students we should think about retirement. Most experts would agree you should have financial plan for achieving your retirement goals when you start your professional career, or soon afterwards; otherwise you will find those goals difficult to achieve, if not, impossible. To retire comfortably, 10 to 20 percent of your income should be set aside each year” – Scott Besley, Essentials of Financial Management.
This paragraph leaped up and danced a mambo in my head for a while as I was studying last night for my quiz. Studying is good because pre-exam, my brain cells reach high levels of neurotransmitter activity. I tend to drift off and think of everything else including expanding on the horizons of the study materials. This could range from writing this blog to studying an ant carrying off biscuit crumbs from the table during my insect study days to when to clean my room, the curtains I want to replace, the lamps I want to buy, the pictures I want to paint, the novels I want to read and all things pending that needs to be done.
But “mind-stray” during exams have been quite beneficial to me over the years. I have had cleaner rooms, more updated address books, bills paid, novels read, cleaner nails, better sleep, I have contacted people and friends, became creative and definitely more home bound. The only drawback is that during immense brain activity, being a mite cranky and having low reserves of patience levels are quite common.
This time, my exams have compelled me to start a new savings plan. To seal the thought, I called up my banker friend for lunch tomorrow and she promised to provide me free consultancy.

Sometimes I think, maybe I should never give up studying to lead a richer, more fulfilling life.

Outlook:

* An article on the top ten steps to a better brain suggest that the ultimate mastermind diet should contain a smart choice of omelette and salad for lunch to slow age-related memory loss. Now my special lunch menu at Bella Italia can forever consist of their special omelette and great seafood salad without qualms.

* I have progressed from an activity Junky (69%), the average child who won't sacrifice their social life to revise to a commendable striver (9%) who will study to the exclusion of a social life.

* I have tentatively touched few aspects of the fifth level of Abraham Maslow’s hierarchy of Needs.

* According to recent findings, the fragrance of roses enhance memory.